You can use the card at any ATM and terminal that supports UnionPay cards. In some countries, UnionPay may be supported by a limited number of banks and merchants. We recommend that you visit the official UnionPay website, select your country and check the list of banks and merchants in the Tips section.
Withdrawal of card currency in other currencies costs 2.5 USD + 0.95% for conversion when withdrawing in other currencies. Shopping in card currency is free, when shopping in other currencies, you pay 0.95% for currency conversion. 3D Secure protection for online shopping is included.
ATM balance request costs 0.25 USD. A declined transaction when you try to withdraw a larger amount than you have on the card costs 0.25 USD.
The ability to attach a card to Google Pay and other online payment systems depends on the ability to attach UnionPay cards to these services. As far as we know UnionPay cards link to Google Pay is currently unavailable.